Midlothian, Richmond and Glen Allen real estate and homes for sale in Virginia - Dianne Long and Jay Long, REALTORS® Dianne Long and Jay Long REALTORS(r) for Midlothian, Richmond and Glen Allen, Virginia real estate - NUMBER1EXPERT™ Dianne Long and Jay Long NUMBER1EXPERT(tm) for Midlothian, Richmond and Glen Allen, Virginia real estate
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



All agents are NOT alike! Find out why we are top real estate experts. Call me: 804-794-4531.


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Mortgage Prequalification: Midlothian, Richmond and Glen Allen Virginia home buying, real estate listings, and homes for sale in Chesterfield County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Midlothian, Richmond and Glen Allen real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What famous building receives a fresh coat of 300 tons of reddish-green paint every seven years?

A 
The Eiffel Tower in Paris, France.
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dianne Long and Jay Long
Napier Realtors ERA

14361 Sommerville Court
Midlothian, VA. 23113
804-794-4531
804-897-3041
Fax: 804-897-3060
Email: diannelong@NUMBER1EXPERT.com

Real estate is more than just a means for Dianne to make a living. “My greatest sense of accomplishment comes from helping others. To see homebuyers rejoice in finding that perfect home is something I take great pride in. I’m dedicated to making dreams a reality.”

Equal HousingMLSREALTOR


Napier REALTORS ERA real estate and homes for sale in Midlothian, Richmond and Glen Allen Virginia

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