Midlothian, Richmond and Glen Allen real estate and homes for sale in Virginia - Dianne Long and Jay Long, REALTORS® Dianne Long and Jay Long REALTORS(r) for Midlothian, Richmond and Glen Allen, Virginia real estate - NUMBER1EXPERT™ Dianne Long and Jay Long NUMBER1EXPERT(tm) for Midlothian, Richmond and Glen Allen, Virginia real estate
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



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Mortgage Prequalification: Midlothian, Richmond and Glen Allen Virginia home buying, real estate listings, and homes for sale in Chesterfield County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Midlothian, Richmond and Glen Allen real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Titles >The Title Search

The people who do title searches have an extremely important job. They must ensure that the sellers really own the property being sold and that all liens against the property are being paid off as a result of the sale.

If the seller has had financial difficulties, for instance, and didn't pay his bills, there may be judgments that must be satisfied on or before the closing. Someone in addition to the party who signed the sales agreement may have an interest in the property. If so, it will be necessary for that person to sign the sales agreement and the deed that transfers ownership to the new buyer. The preliminary title report will also show any easements that run with the property. The Title Company will go back many years, examining what is called the "chain of title". If you learn that the property you are buying has title problems, don't panic. Most of them are resolved easily and in plenty of time to avoid delays in the closing.

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Real Estate Trivia
Q 
What place is known as "America's Stonehenge"?

A 
A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts.
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dianne Long and Jay Long
Napier Realtors ERA

14361 Sommerville Court
Midlothian, VA. 23113
804-794-4531
804-897-3041
Fax: 804-897-3060
Email: diannelong@NUMBER1EXPERT.com

Real estate is more than just a means for Dianne to make a living. “My greatest sense of accomplishment comes from helping others. To see homebuyers rejoice in finding that perfect home is something I take great pride in. I’m dedicated to making dreams a reality.”

Equal HousingMLSREALTOR


Napier REALTORS ERA real estate and homes for sale in Midlothian, Richmond and Glen Allen Virginia

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